Do You Need Directors & Officer’s Coverage if You Are a Private Company?

There is a major misconception out there that companies do not need Director’s and Officer’s (D&O) liability coverage if they are not traded publicly due to a lack of exposure; however, in reality, private companies have just as much, if not more, management liability when compared to a public company. Directors and officers of private … Continue reading Do You Need Directors & Officer’s Coverage if You Are a Private Company?

EEOC vs Your Business

The Equal Opportunity Employment Commission reported that in 2018 there were more than 76,000 claims of workplace discrimination. Of those claims, more than half were for retaliation, discrimination based on race, then sex, disability, and race. The agency also received a 14 percent increase in sexual harassment charges from the previous year. The Cost of … Continue reading EEOC vs Your Business

The Direct, Immediate, And Long-Term Impact Of Automation

Let's break down the major possibilities of automation: In the long-term, automation could mean an significant change in the labor force (both positive and negative) and consolidation of major industries In the short-term, automation could mean a stress factor for industry and a trigger for conversation and strategic planning (first to market on certain ideas) … Continue reading The Direct, Immediate, And Long-Term Impact Of Automation

Business Continuity: Understanding the Importance of a Proper Perpetuation Plan

According to Chron, only 1.5% of businesses continue to see a third generation of management. Perpetuation planning is essential to business continuity and should begin as soon as you acquire a company. Although proper perpetuation planning doesn't require immediate action, it does require extensive consideration. Proper perpetuation planning allows you to step back and see … Continue reading Business Continuity: Understanding the Importance of a Proper Perpetuation Plan

Drowsy Driving will soon be legally considered a form of Impairment. Certainly a current Risk to learn about.

"The Centers for Disease Control and Prevention says that 35 percent of U.S. drivers sleep less than the recommended minimum of seven hours daily," AAA reported last year. "In a recent related AAA Foundation survey, nearly all drivers (96 percent) say they view drowsy driving as a serious threat to their safety and a completely unacceptable … Continue reading Drowsy Driving will soon be legally considered a form of Impairment. Certainly a current Risk to learn about.

New Insurance Program with MCN

We recently partnered with the Maryland Construction Network (MCN) and FCCI to create an exclusive insurance program for the MCN members. This is a game changer for the members with an opportunity to receive immediate insurance benefits on their business and surety needs.