Author: Brian Villari

“The top 10 risks to the world in 2016”

We find ourselves glued to the television to receive vital information on current events not only domestically but internationally. The international events are impacting our economy more and more each day. Take for example the destabilization in China and how that has driven insecurities throughout the stock market. The crisis in the middle east, North…

What will 2016 bring?

We have all officially crossed over into a new year. The holidays are over, the champagne has stopped flowing and we’re now playing Monday morning quarterback to a clean slate. A fresh start. With 2015 now in the rear view mirror it is time to forge ahead and establish a new path to success. The…

What Scares You?

In a recent article by National Underwriter (Nov. 2015//Volume 119//No.11 edition) Travelers released their 2015 “Consumer Risk Index” which is an annual poll of the risks the U.S citizens believe are most prevalent to them. The Top 5 Risks are: Financial Security 66% worry about their finances and 30% say they worry about it a lot…

Are your unproductive hungover employees costing you money?

As the next generation continues to move into the workforce along with them come next generation behaviors. A young professional scene is littered with examples of long networking events, elaborate clientele entertainment nights, etc,etc. The “work hard play hard” mentality costs employers big bucks. In fact, FoxNews Insider recently commissioned an article highlighting this exact…

What is Management Liability?

Management Liability is a risk that all companies have an exposure to. Today’s economy has a significant impact on this risk. Simply put, our society has morphed into a very litigious one. Directors & Officer’s are most at risk due to their position within the company. In fact, there could very well be a claim…

How tired are your drivers?

When identifying risks within an organization our process to do so uncovers both insurance related and non-insurance related risks. At times that line can blur. As a society we have seen unfortunate cases where alleged tiredness of employees caused significant injury to one or multiple people. The National Transportation Safety Board investigators recently announced (8/13/15)…

Feds fine Social Service Non-Profit $7,000

Gone are the days of OSHA cracking down on just trade contractors.With the Occupational Safety and Health Administration (OSHA) hiring at a record amount the exposure or RISK to every organization has increased dramatically. OSHA ensures the safe and healthful working conditions for working men and women by setting and enforcing standards and by providing…

1099 vs. W-2

Let’s face it. In today’s world many people would rather be an Independent Contractor (1099) rather than an Employee (W-2) of a company especially in the trade services. As an example, I have a client in the janitorial/mold remediation industry. Two years prior he began the process of attempting to convert his 1099 workers to…