According to recent estimates, distracted driving comes with a price tag of around $175 billion a year. Distracted driving is defined as any situation where the driver fails to pay proper attention, such as texting while driving, cell phone use, talking with other passengers, eating or drinking while behind the wheel, or even adjusting mirrors, heating, … Continue reading The Impact of Distracted Driving
We recently partnered with the Maryland Construction Network (MCN) and FCCI to create an exclusive insurance program for the MCN members. This is a game changer for the members with an opportunity to receive immediate insurance benefits on their business and surety needs.
Often enough organizations treat the insurance renewal like the red headed step child. In reality when insurance costs are one of the largest expenses an organization has it should be treated in a much different way. Controlling costs and managing risk is the goal when engaging our SWT Process. The below information flyer spells out … Continue reading SWT Process vs. Traditional Broker Process
There are many risks that can impact an organization not just monetarily but intangible impacts such as loss of productivity, damage to reputation, employee turnover, etc. Below is a summary list of emerging risks that XL suggests as top risks in the first quarter of 2018. Do you agree? Sexual Harassment Claims Recent media attention … Continue reading Emerging Risks Report Q1 ’18
In the quick paced world we live in there is always a new risk lurking around the corner. If you have not heard already there are law firms scouring the internet for websites that fail to comply with ADA requirements. Did you know this? How are you addressing this very real risk? This can cost … Continue reading Is your website ADA compliant?
On March 23rd of this year President Trump signed into law the HR 1625, the Consolidated Appropriations Act of 2018. In summary the law does: Increased the maximum annual premium limitation for section 831 - B Captives from $1.2M to $2.2 and provided for inflation adjustment increases for future years. It implemented additional requirements to … Continue reading Update on the 831-B Captive
Public speaking is undoubtedly a massive anxiety builder for many, even most people. I have found those who are most comfortable with the topic they are discussing and those that exude confidence in themselves usually have the greatest chance of overcoming the fear and using it as a wonderful platform to expand and grow their … Continue reading According to most studies, people’s number-one fear is public speaking. Number two is death. – Jerry Seinfeld
The new Silica standard went into effect on September 23, 2017 nationally while Virginia used the July 23, 2017 date to implement the standard on a state level. As for federal enforcement a Memorandum was sent out on September 20, 2017. The following is a link to that memorandum: Silica Document Every employer still must … Continue reading New OSHA Silica Ruling
Employee Engagement costs employers in the United States millions of dollars a year in lost productivity. It also contributes to high Employee Turnover costs. If you can clearly identify and manage Employee Engagement your organization will increase profits.